Property Ownership

When investing in a villa with NOVI, you're securing a Right to Build (Hak Guna Bangunan - HGB), one of the only two legal options for foreign buyers to own property in Indonesia. The other option, leasehold, dominates the Bali market but comes with more limitations. In contrast, HGB offers a more secure and advantageous approach. With NOVI, you’ll benefit from our expertise in setting up a PT PMA (Foreign-Owned Indonesian Company), enabling you to legally acquire and control your investment with confidence.

What makes HGB special?
HGB is increasingly rare on Bali, where leasehold agreements have become the norm. While leasehold may seem simpler at first, it provides limited control and has expiration terms that can  impact long-term value. When available, HGB is the preferred choice for investors due to its advantages.

Benefits of HGB over Leasehold:

1. Long-Term Ownership: The HGB certificate is valid for 30 years and can be extended by 20 years initially and renewed for another 30 years, giving you a total of 80 years of ownership. This exceeds the typical 25–30 years offered by leaseholds.
2. Control: With HGB, you fully control your property investment, including the ability to sell, rent, or transfer the property without restrictions. Leaseholds can involve complex renewal negotiations and uncertain terms.
3. Value Retention: Properties with HGB tend to hold their value better than leasehold properties, which can depreciate as the lease term shortens.

Your Investment Is in Safe Hands
HGB provides you with peace of mind, knowing your investment is secure, legally compliant, and structured to maximize long-term value. While leasehold is an option, HGB offers a clear edge in terms of flexibility and asset protection. With NOVI, you’re not just investing in a villa - you’re securing a future-proof asset in a region poised for growth.

‍